Market Structure, Efficiency and Competition of QISMUT Banking Industry

Noor Shazreen, Mortadza (2019) Market Structure, Efficiency and Competition of QISMUT Banking Industry. Masters thesis, Universiti Malaysia Sarawak.

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Abstract

The aim of this study is to assess the market structure, efficiency, competition as well as examine the relationship between efficiency and competition in QISMUT over the period of 2006 to 2016. Qatar, Indonesia, Saudi Arabia, Malaysia, United Arab Emirates and Turkey banking industry are the major player in Islamic banking industry. Concentration ratio (CR) and Herfindahl-Hirshman Index (HHI) are used to assess the market structure meanwhile Data Envelopment Analysis (DEA) and Lerner Index (LI) for efficiency and competition. In order to examine the relationship of efficiency and competition, regression of three models (conventional, Islamic and all banks) of panel data analysis required. The results of market structure indicate that conventional banking industry are more concentrated in QISMUT compare to Islamic banking industry. However, the results found Islamic banks are more efficient than the conventional banks counterpart. The indicator of market power, conventional bank higher as compare to Islamic banks. Interestingly, the results of nexus hypothesis for competition-efficiency and efficiency-competition are positive. This imply higher competition cause higher efficiency and vice versa.

Item Type: Thesis (Masters)
Additional Information: Thesis (MSc.) - Universiti Malaysia Sarawak , 2019.
Uncontrolled Keywords: Market structure, efficiency, competition, unimas, university, universiti, Borneo, Malaysia, Sarawak, Kuching, Samarahan, ipta, education, Postgraduate, research, Universiti Malaysia Sarawak.
Subjects: H Social Sciences > H Social Sciences (General)
H Social Sciences > HB Economic Theory
Divisions: Academic Faculties, Institutes and Centres > Faculty of Economics and Business
Faculties, Institutes, Centres > Faculty of Economics and Business
Depositing User: NOOR SHAZREEN BINTI MORTADZA
Date Deposited: 03 Sep 2019 05:56
Last Modified: 19 Feb 2024 06:17
URI: http://ir.unimas.my/id/eprint/26727

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