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Stellia, Djapri and Brahmana, Rayenda Khresna and Puah, Chin Hong (2019) Financial Literacy and the Moderating Effects of Personality Traits on Financial Planning in Malaysia. PhD thesis, UNIMAS.
Stellia, Djapri (2013) Acceptance of Islamic Banking among non-muslims in Malaysia. Masters thesis, Universiti Malaysia Sarawak, (UNIMAS).