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Dedi, Hariyanto and Heni, Safitri and Dayang Affizzah, Awang Marikan and Nor Afiza, Abu Bakar and Nur Zaimah, Ubaidillah (2026) The Concept of Fintech in The Sustainability of MSM’s Business in West Kalimantan: Moderated by Ease of Digital Payment. International Review of Management and Marketing, 16 (3). pp. 521-529. ISSN 2146-4405