Items where Author is "Gary Pen, Siaw Seng"

Up a level
Export as [feed] Atom [feed] RSS 1.0 [feed] RSS 2.0
Group by: Item Type | No Grouping
Jump to: Article
Number of items: 1.

Article

Nuradibah, Mokhtar and Nuraini, Abdullah and Norhafifah, Samsudin and Gary Pen, Siaw Seng (2026) The Impact of Interest Rate, Gross Domestic Product, and Debt-To- Income Ratio on Debt Management among University Students. INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE, 10 (3). pp. 3665-3675. ISSN 2454-6186

This list was generated on Tue Jun 9 02:58:32 2026 +08.
UNIMAS Institutional Repository is powered by EPrints 3 which is developed by the School of Electronics and Computer Science at the University of Southampton. More information and software credits.