Financial Planning Behaviour Among The Youth : Evidence From Malaysian University Students

Rayenda Khresna, Brahmana and Gesti, Memarista (2017) Financial Planning Behaviour Among The Youth : Evidence From Malaysian University Students. Global & Local Economic Review, 21 (2). pp. 29-54. ISSN 1974-5125

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Abstract

This study examines the effect of socio demography, savings motives, and also financial literacy on the financial planning behavior of 457 university students around Malaysia. For robustness check, the model is rerun by introducing savings attitude as the proxy of financial planning behavior. Yet, the conclusion is the same. The findings show that students will have better financial expenditure planning, if they have better motives in savings and well literate in finance. Interestingly, demography profiles did not have significant effects on financial planning. Governments and family will play important role by giving better motivation and financial education to students.

Item Type: Article
Uncontrolled Keywords: financial planning; savings; financial knowledge; socio-demography; university student, unimas, university, universiti, Borneo, Malaysia, Sarawak, Kuching, Samarahan, ipta, education, research, Universiti Malaysia Sarawak.
Subjects: H Social Sciences > HG Finance
Divisions: Academic Faculties, Institutes and Centres > Faculty of Economics and Business
Depositing User: Gani
Date Deposited: 03 Jun 2020 07:50
Last Modified: 03 Jun 2020 07:50
URI: http://ir.unimas.my/id/eprint/29813

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