Does Ngo Microfinance Alleviate Poverty In Pakistan? A Quasi-Experimental Approach

Rossazana, Binti Ab-Rahim and Saif-Ul-Mujahid, Shah (2019) Does Ngo Microfinance Alleviate Poverty In Pakistan? A Quasi-Experimental Approach. International Journal of Business and Society, 20 (3). pp. 888-907. ISSN 1511-6670

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Abstract

Poverty is a global problem and Pakistan is not an exception wherein 37.9 % of the population lives in poverty. It is interesting to highlight due to the lack of government resources in Pakistan, non-governmental organizations (NGOs) microfinance institutions are playing main role in poverty alleviation of the rural areas of Pakistan. This paper aims to investigate the role of NGO microfinance in breaking the vicious cycle of poverty of the poor in Pakistan. Statistical Package for Social Sciences (SPSS) is used to analyse the data obtained from 465 respondents using quasi- experimental approach. The results reveal positive impact on the borrower’s income and consumption while negative impact for saving and assets. Overall, microfinance has improved the well-being of the borrowers.

Item Type: E-Article
Uncontrolled Keywords: NGOs; Microfinance; Poverty alleviation; Quasi-Experimental Approach; Pakistan, unimas, university, universiti, Borneo, Malaysia, Sarawak, Kuching, Samarahan, ipta, education, research, Universiti Malaysia Sarawak.
Subjects: H Social Sciences > H Social Sciences (General)
H Social Sciences > HB Economic Theory
Divisions: Academic Faculties, Institutes and Centres > Faculty of Economics and Business
Depositing User: Gani
Date Deposited: 29 Nov 2019 07:24
Last Modified: 25 Jun 2020 06:59
URI: http://ir.unimas.my/id/eprint/28098

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